News – Rogue Valley IMC Florida Independent News Mon, 23 May 2022 17:37:08 +0000 en-US hourly 1 Should You File for Bankruptcy Before or After Foreclosure Mon, 23 May 2022 17:37:06 +0000 If you are having financial difficulties such that you risk foreclosure, you may consider filing for bankruptcy. However, the timing might make a big difference. The time you need to file for bankruptcy depends on different conditions. The main factor determining when to file for bankruptcy depends on what you intend to do with your house. Here is an overview of how you benefit from filing for bankruptcy before or after foreclosure. 

Filing for Bankruptcy Before Foreclosure

You may need to file for bankruptcy before the foreclosure sale in some situations. Here are the benefits of filing before foreclosure.

·         You Want your Mortgage Modified

If you face foreclosure, it is crucial to work with Benenati Law Firm to help with your mortgage modification. Filing before foreclosure ensures you do not lose your home. You will be going through the court, and that means you have time to have your loan modified before foreclosure resumes. It would be best if you negotiated a loan modification with your bank. With your debts discharged, it is easy to have the loan modified.

·         You Want to Stay More in Your House

Filing for bankruptcy before foreclosure goes through halts the process. This way, your house is safe, and the lender has no right to sell your home at the moment. This will give you more time to stay.

·         You Want to File for Chapter 13 Bankruptcy

Chapter 13 bankruptcy requires you to pay your creditors within five years. In return, you get to keep your house. The good thing about filing for Chapter 13 bankruptcy is that you have a chance to pay your mortgage over the period you have planned.

·         You Need Peace of Mind

If you are not planning to keep your house and you can file for bankruptcy before foreclosure, it gives you peace of mind. You do not need to worry about the deficiency balance before the foreclosure.

Filing for Bankruptcy After Foreclosure

You might want the foreclosure to go through and then file for bankruptcy in other situations. Here are the advantages.

·         You Want to Avoid Deficiency

After foreclosure, you do not incur mortgage deficiency balances when you file for bankruptcy. A deficiency refers to the difference between the market value of the property and how much you owe the lender. It saves you from deficiency liability such that the lender cannot sue you should they sell the house at a lower amount than you owe them. 

·         You Have Property and Assets of Value

Some states allow debtors to keep personal assets if they no longer own the house. Therefore, filing for bankruptcy after foreclosure may allow you to keep your assets. Thus, if you have valuable assets, filing after foreclosure will enable you to keep them. You do not have to start from scratch once you lose your home. 


Sometimes you might not have a choice about when to file for bankruptcy. However, if you have the freedom, consider the reasons mentioned above. Then, choose the timing based on what you intend to achieve. 

Chris de Diego: What SaaS Can Teach Us About The Importance Of Customer Success Departments Sat, 30 Apr 2022 23:39:48 +0000 One of the unique things about SaaS companies is that they operate in a fast-paced world. Many new software versions are going live every day with fresh, never seen before features. But, because of all these changes, problems that need fixing by your customer team may arise. Without solving them, customer success strategies for SaaS companies may fall through.

The customer success team is generally tasked with conveying your SaaS product’s positive and negative aspects to your current customers. According to Chris de Diego, an expert in marketing analytics and SaaS companies, here are some of the most important reasons why a SaaS company should have a customer success team.

They can lower the churn rate.

Having a high churn rate might harm your organization because getting new clients is challenging. And it isn’t easy to expand a business solely by acquiring new customers. When customers can’t use your software solution to achieve their goals, they are more likely to leave.

They improve customer loyalty.

Satisfied customers are less likely to cancel subscriptions. Successful consumers will not only extend their contract but also take advantage of your cross-sell and upsell opportunities because they are confident in the value of your product.

They enhance the product roadmap’s appeal.

According to Chris de Diego, check-in meetings will help the customer success department gather the information that might otherwise be unavailable. A customer success representative visiting your biggest customer’s facility might enhance their experience with your product even more, even if they say they are satisfied over the phone.

Identify the most prevalent consumer demands and use them to define your product development and marketing strategy. As a result, your present customers’ requirements and desires are often in line with your potential customers. It’s better to say “we’re adding that soon” than “we don’t have it” to a potential customer.


Christopher de Diego: Why The SaaS Business Model Is Meant For 2022
We have come to witness the explosion of Software as a Service (SaaS) giants such as Slack, Shopify, and co, across the world. Continue Reading For The Full Article

Internal communication improves when customers are satisfied.

The goal of a customer success team is to do everything in their power to guarantee that consumers are satisfied with their experience with your company. As a consumer advocate, you’ll often have to speak out for yourself to get things done at work. Customers will have to deal directly with developers, IT, and other departments at SaaS organizations that don’t prioritize customer satisfaction.

As much as we believe all employees should be involved in customer support, it’s inefficient to have customers call your highly technical (and frequently expensive) departments when a customer success team can often answer many of their problems. Your customers should never have to figure out how to navigate your company’s organizational structure independently. 

You’ll see a boost in employee productivity and morale if you keep client communication to a small group (such as the success team), says Chris de Diego.

Builds brand ambassadors

It’s not uncommon for long-term clients to promote your product to their friends and colleagues, even if they transfer to a new company. Customers who are satisfied with your product or service are more likely to repurchase it. They are more likely to spread the word about your brand.


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These are the 50 biggest SaaS companies by market capitalization on U.S. stock exchanges. Continue Reading For The Full Article…
High Medical Bills? American Hope Resources Has These Tips Sat, 30 Apr 2022 07:16:57 +0000 Irrespective of how healthy you think you are, it is almost impossible not to incur medical bills. For many individuals, huge medical bills are a major financial stress source. It can lead patients and their families to declare bankruptcy, amassing thousands of dollars in credit card debt, depleting retirement funds, and even losing their homes. Multiple monthly payments with high-interest rates fuel stress and anxiety, making it hard to not just give up. A good consumer credit counseling similar to the ones at can help you get out of debt.

Even though hefty medical expenses and a complicated healthcare system might be burdensome, you can make efforts to lessen your medical bills and their influence on your financial well-being. Unfortunately, just the thought of constant medical bills can get you overwhelmed. This can make it hard for you to figure out how to reduce your huge medical bills.

To eliminate the stress of having to figure out how to reduce your huge medical, getting tips from an organization like American Hope Resources was very necessary. The goal of the American Hope Resources is to help hardship victims and their burgeoning families interact with one another in a new and distinctive social setting. 

The tips that will help you navigate your huge medical bills as given by American Hope Resources are examined in this post.

Thoroughly Examine Your Medical Bills

Look carefully at the charges on your medical bills if you’re having difficulties paying them. According to the federal government’s general accounting office (GAO), most hospital invoices have excessive charges on them. American Hope Resources advises you to scrutinize all medical bills.

Inquire about your Options

Ask your doctor if all suggested tests or treatments are medically essential, whether you have a large out-of-pocket deductible or copay.

Undergo Medical Bills Negotiation

Before and after your medical bill is sent to collections, you could be able to get a better deal. When it comes to paying for medical bills, some providers are ready to take smaller payments in a single sum, while others may provide discounts in exchange for a substantial down payment. Notwithstanding, uninsured people could get a special deal from hospitals and medical providers.

Inquire about your policy with your insurance provider

When paying your medical costs, you might want to look into an alternative health insurance plan. If you are facing any issues, Each plan has different deductibles, copays, yearly maximums, and other expenses.

Get Help Paying Your Medical Bills

Government, non-profit, or the hospital itself may be able to help you out financially. American Hope Resources recommended three ideas you should examine. They are:

The Medicaid program, a federal-state partnership for low-income people and families, is an option for you. The federal government established Medicaid, but each state has its system for implementing it. 

If your medical expenditures are comparably high, you may be able to qualify even if you have a high salary. Even while Medicaid is designed to lower future medical costs, there is a chance that it might help you with current expenses.

Charitable care programs are available at many hospitals—especially those run by non-profit organizations. Income and savings are the most common determinants of eligibility. 

Since some programs get little or no advertising, you’ll have to find them out of your way. This kind of program may well be found at several non-profit health care facilities.

Each state offers a program to assist low-income families in paying for their children’s medical care. For further information, contact your local or state-level social assistance department.

Finally, if nothing seems to work, consider bankruptcy

In some incidents, bankruptcy may be your best choice for resolving medical debt, but you should have been there the pros and cons before making this decision. Your FICO credit score may be affected for up to a decade after filing for bankruptcy. It always ensures you seek legal advice before making such a drastic move.

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5 Ways American Hope Resources Helps Families Experiencing Hardship [2022 Review] – TheTaskLab

4 Tips for Attracting Older Clientele Wed, 27 Apr 2022 10:29:24 +0000 Running a business can be tough, and one of the toughest parts is attracting customers. Older customers more so than younger ones. If you’re having trouble bringing in older clientele, there are a few things you can do to change that. Check out these four tips.

Make Your Business Accessible

Older adults often have mobility impairments that make it difficult for them to get around. So it’s important to make sure your business is located in a convenient spot. If possible, choose a location that’s close to an assisted living facility, or public transportation, or a popular park.

Then, keep in mind that accessibility is not just about physical location. To further make your business accessible to seniors, consider these tips:

  • Remove any obstacles in your entryway or lobby so they can easily enter the building
  • Install grab bars in bathrooms and hallways
  • Have staff available to help with carrying heavy items or opening doors
  • Offer wheelchair-accessible parking spaces close to the entrance
  • Use bright lighting throughout the building
  • Avoid loud music or other noises that could be jarring

Tailor Marketing Materials

Older adults are more likely to have vision or hearing impairments, so it’s important to make sure your website, print materials, and other marketing collateral are accessible to them.

Use clear fonts and large font sizes, provide alt text for images, and offer transcripts or captions for videos.

You can make sure of this by hiring an accessibility marketing consultant, or by testing your materials with someone in your target demographic.

Offer Discounts and Specials

Older adults are often on a fixed income, so they’re always looking for ways to save money. By offering discounts and specials, you can make your business more attractive to them.

Here are some tips for doing this properly:

  • Make sure your staff is aware of the discounts so they can offer them to older customers
  • Keep track of what discounts are being used so you can adjust your offerings as needed
  • Be flexible with your discounts – offer a percentage off, a dollar amount, or something else

Be Patient and Respectful

Older adults often need more time to make decisions, so it’s important to be patient with them.

Answer their questions thoroughly and without rushing them. Also, always speak to them with respect – avoid using condescending behavior and language or making assumptions about their abilities.

Another way to be patient is to offer flexible payment options. For example, if someone is interested in a service but can’t afford to pay for it all at once, offer a payment plan. This shows that you’re willing to work with them and meet their needs.

There’s no reason why you shouldn’t successfully reel in a new demographic and get those additional profits. By following these tips, you can make your business more attractive to older customers and ensure that they have a positive experience when they visit.

What is the best option: glasses or contacts? Sun, 24 Apr 2022 01:13:26 +0000 People with vision impairments have a variety of alternatives for correcting their eyesight and improving their eye health. Many individuals choose contact lenses or eyeglasses since they are simple and quick to put on. Surgical alternatives, on the other hand, are accessible.

Contact lenses sit directly on the eyes, whereas glasses sit on the bridge of a person’s nose and do not touch the eyes. Contact lens wearers can change their lenses every day or use them for longer periods of time before removing them to clean. Wearing contact lenses for extended periods of time, on the other hand, can raise the risk of eye infections.

Is there a distinction between a contact lens prescription and an eyeglass prescription?
Because eyeglasses sit somewhat away from the eye and contact lenses sit squarely on the eye, their prescriptions differ according to Those who want to use both spectacles and contact lenses will need two prescriptions. During a full eye exam, an eye doctor can measure a person’s prescription for both.

To ensure that the contact lenses fit properly, an eye doctor will need to assess the curve and breadth of the eye.

Contact lens prescriptions and eyeglass prescriptions must be renewed on a regular basis. Contact lens users, on the other hand, will require yearly eye exams with their eye doctor, ophthalmologist, or optometrist. People who wear glasses, on the other hand, may not need to renew their prescription or have an eye test as regularly.

Eyeglass users have a plethora of options when it comes to lens and frame material, frame size, style, and color. They can also feature lenses that darken in sunlight or a coating that shields the eyes from glare when using a computer.

To modify the color of their irises, contact lens wearers can select between daily contacts, extended-wear contacts, hard and soft lenses, and even colored lenses.

Soft contact lenses are preferred by around 90% of contact lens wearers, according to Trusted Source. Hard lenses, on the other hand, may be recommended by an eye doctor for persons who have astigmatism or keratoconus. This is due to the fact that these disorders generate irregularities in the cornea. Hard lenses can assist to remedy this and provide clearer vision.

What to think about while deciding between the two
Many people use eyeglasses or contact lenses to improve their eyesight. According to evidence, around 164 million individuals in the United States wear eyeglasses, while approximately 45 million utilize contact lenses.

People may consider their lifestyle, interests, comfort, and cost while picking between the two. Contact lenses, for example, may be simpler to wear when active and do not fog up, but they are more prone to cause eye infections. Eyeglasses are often less expensive and simpler to wear, but they might be broken or misplaced.

Alternatively, while it is the most expensive choice, people can switch between eyeglasses and contacts if they choose. This may also be recommended to give contact users a break or for periods when they are unable to use contacts.

Here Is Why You Should Use a Chafing Cream Mon, 04 Apr 2022 17:39:11 +0000 Chafing is common but entirely preventable for most men. The more active you are, the more likely you are to experience chafing. The reason most active men have a chafing problem is that their private region experiences a lot of friction leading to more sweat. Remember that chafing is often caused by a lot of moisture buildup around the private parts and friction from underwear and/or boxers. If you have a chafing problem, one of the best ways to get rid of this issue is to start using chafing cream for men.

In the article below, the discussion will feature some of the top reasons to use a chafing cream, how a chafing cream helps, and, some of the top factors to consider when buying a chafing cream.

Top Reasons to Consider Using a Chafing Cream For Men

1. It Helps Reduce Inflammation

One of the biggest issues that arises from the constant friction between the thighs (or from underpants) is inflammation. Inflammation usually occurs when the skin gets irritated. When skin inflammation occurs, it can lead to sores or open wounds. Chafing cream for men usually has ingredients that are specifically designed to target this kind of inflammation. Once chafing cream is applied, it can moisturize the skin and restore the protective barrier found on top of the skin hence helping to prevent inflammation.

2. It Helps Reduce Friction

The main reason why men who are active experience chafing is because of the friction created when skin makes contact against skin. This is one of the main reasons why active men (for example runners) tend to experience chafing more than those who do not. One of the best ways to prevent chafing is to find a way to prevent this friction from occurring. If you are looking to prevent this friction from occurring, consider using a chafing cream. On applying a chafing cream, your skin will be able to glide against each other hence minimizing the occurrence of friction.

3. It Easy to Use

Chafing creams are fairly easy to apply/use. The best thing about these creams is that their power lasts for a long period of time after application. Once you apply a chafing cream, you do not have to worry about re-applying it every few hours to get the results you expect.

A Simplified Guide on What to Look for When Buying a Chafing Cream

There are several key considerations that you should keep in mind when shopping for a chafing cream for men. They include:

1. The Ingredients Used in Making the Chafing Cream

The main consideration to keep in mind when shopping for a chafing cream for men is the ingredients used in manufacturing the commodity. Always ensure that you buy a chafing cream produced using effective ingredients.

Ideally, you should shop for a chafing cream produced using non-comedogenic ingredients since they will not close your pores. Should you buy a chafing cream produced using comedogenic ingredients stay warned that they can close skin pores in the areas where they are applied.

2. The Fragrance of the Cream

Note that there are chafing creams that have a fragrance(s) and others that are fragrance-free. The choice on whether to choose a chafing cream with a fragrance or without should be based on your skin sensitivity and allergen response. If your skin gets irritated easily by the ingredients used in making a certain fragrance, make sure to avoid creams that incorporate that fragrance.

3. The Hydration Capability of the Cream

When selecting a chafing cream, make sure to check whether it has hydration capabilities. Note that one of the main reasons why chafing occurs is because the skin lacks enough moisture to prevent friction. If your skin is hydrated, you are less likely to experience chafing. If you experience chafing, a chafing cream that has skin-hydration capabilities can help you minimize the risk of this problem occurring.

With that in mind, here a few tips on how you can prevent chafing …

Top Tips on How to Avoid Chafing

1. Keep the Area in & Around Your Private Parts Dry

The best way to prevent chafing in your private parts and armpits is to ensure that they remain dry at all times. However, this is easier said than done especially if you are always active. If you are an active person, one of the best ways that you can ensure that your groin area remains dry is to start wearing loose-fitting boxers or moisture-wicking underwear.

2. Start Using a Chafing Cream

As the article above has pointed out, using a chafing cream for men can help prevent/minimize the risk of chafing occurring. Applying a cream or lubricant that has 0 pH like Vaseline in the groin area can reduce skin to skin friction and, in the process, prevent chafing.

Note that it is not entirely possible to prevent chafing. However, there are certain steps that you can take to prevent this issue – key among them being the use of a chafing cream. Though a chafing cream may not entirely prevent the possibility of chafing especially if you are active, it has a lot of benefits including that it hydrates your skin, repairs the protective barrier on the skin, and, it reduces inflammation. If you experience chafing, use a chafing cream to get a better and healthier skin, and, to lower your chances of experiencing chafing astronomically.

Using Western Blotting for Disease Diagnosis Wed, 09 Mar 2022 00:30:34 +0000 Recent breakthroughs in medical science have shown that Western blot testing has numerous applications for medical diagnosis. This includes medical diagnosis for a range of serious conditions, including HIV, BSE, FIV, HBV and many more. Generally speaking, western blotting is used to confirm these diseases after a highly-sensitive ELISA, or Enzyme-Linked ImmunoSorbent Assay test that shows positive results.

Using Western Blotting to Diagnose Disease

Western Blot for Lyme Disease

As an animal-borne disease impacting multiple organs, Lyme Disease, caused by Borrelia burgdorferi (Bb) spirochetes, typically impacts the skin, musculoskeletal system, nervous system and heart. The basis of diagnosis includes a confirmed history of tick bites, signs and symptoms of Lyme disease and positive anti-Bb antibody tests.

The CDC recommends using a two-tier protocol including enzyme-linked immunosorbent assay or Immunofluorescence Assay to be followed by western blot for confirmation if assays are equivocal or positive, with testing reliability remaining controversial. Western blot IgM has 94-96% specificity in patients with early clinical symptoms of Lyme disease. Initial ELISA tests have a sensitivity of 70%, with two-tiered testing decreasing to 64%. However, this rate does rise to 100% for patients with disseminated symptoms including arthritis.

Western Blot for Confirming HIV Infection

HIV can be divided into two significant subtypes, HIV-1 and HIV-2. HIV-1 is related to primates in western Africa, including chimpanzees and gorillas, while HIV-2 is found in sooty mangabeys. HIV-1 can be further divided into additional subgroups, with group M viruses dominating and being responsible for the worldwide AIDS pandemic.

In this situation, western blot is used as the initial disease confirmation followed by ELISA testing. Due to other tests now being more reliable and providing faster diagnosis, the CDC has recommended discontinuation of the western blot for HIV since 2014. In western blotting for diagnosis, the sample is separated using electrical current, then transferred to blotting paper, with an enzyme added to create color changes to signify the presence of HIV antibodies. These antibodies are typically against specific HIV proteins, including the HIV envelope gp41 and gp120/gp160; virus core proteins p17, p24 and p55; and enzymes used by HIV in the infection process p31, p51 and p66.

Western Blot for Confirming FIV Infection

FIV or feline immunodeficiency virus is structurally similar to HIV but occurs in cats. Diagnosis requires an FIV antibody test using ELISA, a simple test that can be performed in most labs and clinics, with results available in 10-20 minutes. Due to the prevalence of false positives, positive results should be followed up with western blot.

The western blot detects FIV antibodies in a feline blood sample to confirm or refute the FIV infection. If the western blot is positive, the cat should be considered FIV-infected and needs to have appropriate therapies and veterinary management to prevent the spread of the disease. If the result is negative or discrepant, the initial ELISA could be wrong or the FIV infection could still be in the early stages.

Western Blot for Confirming BSE Infection

Bovine spongiform encephalopathy or BSE, more widely known as mad cow disease, is a transmissible spongiform encephalopathy or TSE. A prion disease, TSEs are a fatal neurological disorder in animals as well as humans. It can be sorted into three separate forms, low (L-), high (H-) or classical (C-). 

As the confirmatory test for BSE, the western blot is used by recognizing three specific bands that result from reaction to the anti-prion protein antibody. Immunohistochemistry is also considered a confirmation test for BSE when used with western blot.

Western blotting shows great potential for infection confirmation in many human-impacting diseases.

Get Gorgeous Cashmere Leggings from Quinn Fri, 25 Feb 2022 19:58:11 +0000 If you’ve been searching for luxury cashmere leggings, you’ll find exactly what you’re looking for at Quinn. Not only are these leggings stylish and comfortable, but they’re also well-made, high-quality, and designed for a flattering fit.

If you want soft, stunning leggings that will really last, there’s no better place to buy your next pair of leggings than Quinn.

Designed with Comfort In Mind

Cashmere is a material that’s known for its softness, which is why it’s perfect for leggings. You’ll love the way these leggings feel against your skin.

These leggings won’t just look and feel great when you first put them on. You’ll be able to feel stylish and comfortable throughout the day. Thanks to the higher-thread-count and flattering fit, you’ll look and feel your best when you have these leggings on. 

Getting dressed for the day doesn’t have to be a stressful process. When you have gorgeous cashmere leggings from Quinn in your wardrobe, you can feel excited about what you’re wearing. In fact, once you’ve tried on these leggings, you may not want to wear anything else. 

Made from 100% Cashmere

Many products that claim to be made from cashmere are actually made from a blend of cashmere and synthetic materials. Quinn’s leggings are special because they’re made from cashmere and nothing else.

These cashmere leggings are made with care from the best available materials. When you put these leggings on, you’ll be able to feel exactly why people love cashmere so much. Why settle for uncomfortable clothing when you can wear clothing that makes you smile?

Beautifully Designed 

While the premium materials Quinn uses for leggings are a big draw, the real reason they stand out is their flattering design. Because leggings hug the body, it’s important to find a pair that fits properly. 

There’s a wide range of sizes to choose from, which means you’ll be able to order leggings in the perfect size for you. These leggings prove that you don’t have to sacrifice comfort in order to look your best. Whether you’re running errands or going out with friends, these are leggings that you’ll want to show off. 

Avoid the Washing Machine 

Since cashmere is a delicate material, you won’t want to toss these leggings in the wash when they’re dirty. To keep Quinn’s cashmere leggings in great condition, you’ll want to have them dry-cleaned. 

If you don’t normally dry clean your clothing, this may seem like a hassle, but you may find that it actually saves you stress in the long-run. If you buy cheaply-made leggings, you may have to throw them away after just a few wears. As long as Quinn cashmere leggings are properly cared for, you’ll be able to wear and enjoy them again and again. 

Fabric That Lets Your Skin Breathe

If you’ve never worn a pair of cashmere leggings before, you’ll be shocked the first time you put these leggings on. This is a soft, natural fabric that will cling to your skin while still allowing it to breathe.

It isn’t always comfortable to wear leggings when the weather is humid, but that’s not the case with these ultra-soft leggings. Since they’re made from a natural, breathable fabric, you’ll feel great in them in all kinds of weather. 

You won’t have to worry about sweaty skin or unpleasant odors with natural leggings like these.  If you love wearing leggings, and you want to be able to wear them all the time, 100% cashmere leggings are worth investing in.

They’ll Maintain Their Shape 

Since leggings are form-fitting, leggings can get stretched out over time. A pair of leggings that once fit you perfectly could become unflattering after a few wears. 

When you buy leggings from Quinn, you’re purchasing premium-quality leggings that will really last. Even if you wear your leggings all the time, they’ll keep their shape and look just as good as they did when you first bought them. 

Leggings That Stretch 

It’s important to find leggings that you can move freely in. Your leggings shouldn’t just look fantastic when you’re standing up. You should be able to bend over and move freely without worrying about a rip. 

Quinn’s luxury cashmere leggings have plenty of stretch. Since the leggings are made from a premium-quality natural material, you can avoid tears, holes, and other problems even if you’re active when you have your leggings on. 

If you’ve been searching far and wide for the perfect pair of leggings, you owe it to yourself to check out the gorgeous cashmere leggings that Quinn is offering. These are leggings that will feel great on your skin and make you look and feel incredible. More importantly, these are high-quality leggings that you can count on to last. If you’re sick of disposable clothing, and you’re ready to invest in a wardrobe that will last, Quinn has everything you need.

Exclusive Interview With Roger Scott, Head Trader at WealthPress, About 2022 Financial Trends Thu, 06 Jan 2022 05:03:30 +0000 Every year, the finance market experiences shifts in trends, especially as technology and its applications advance. For this reason and more, no doubt Investors and financial advisors will most likely not be entering 2022 in the same headspace as they started in 2021. 

Join us as we share details of our exclusive interview with the Head Trader at WealthPress, Roger Scott, as he sheds light on the financial trends to lookout for in 2022. WealthPress has always been a respected stock and options trading service, so we are really excited about this one. 

Can you share some insights on what to expect in the financial market in 2022? 

While dangers to the global economy such as inflation, rate hikes, supply chain disruption, new COVID variations, and tapering cannot be overlooked, in the face of increased inflationary pressure, rising interest rates, and continuous disruptions in international supply chains, financial markets are likely poised for a bumpy ride in 2022.

However, prices, consumer demand, and monetary policy may all come closer to equilibrium in the following year, resulting in a gradual stabilization. 


Roger Scott Talks About Teaching People How to Trade & Invest in a Complicated Market

How are Millennials And Gen-Z Accelerating Digitisation in the personal finance sector? 

In the coming year, Millennials and Gen-Z are projected to have a substantial impact on personal finance. As Society is becoming ever more digitally oriented, anyone can say this trend is one that directly influences the financial sector.

By 2022, we should expect a decrease in card-based direct payments. This is because technically everything can be done on smartphones. 

So, just as new trends always signal the end of old ones, the end of card payments is drastically coming into view. The thing is, both generations are referred to as digital natives, and they have been found to be more aware of their financial management from a young age.

Therefore, personal finance apps and digital experiences will be in increased demand as a result of these traits.

How can companies/brands in finance make the most of the latest trends in the new year?

The first thing people need to realise about trends is that not every trend will work for every company or industry. However, in recent times it is always advisable to upgrade a company’s present technology stack if it wants to stay relevant.

For example, the steps of digital transformation in financial services include developing a strategy, conducting market research, consulting with business analysts, and experimenting. To get the most out of your rising tech potential, you must tie technology to your company’s fundamental business demands and upgrade smartly based on strategy rather than tech fads. 

What can you say about Cryptocurrencies, NFTs etc. in 2022?

Because of its interconnection and flexibility to be used across different ecosystems, cryptocurrency is emerging as a replacement for loyalty points, with a higher value. People can earn, carry, and spend supplementary money across a rising number of online eco-systems.  

Crypto will be critical in establishing value dynamics in ecosystems like gaming, the Metaverse, social communities, and marketplaces.

Roger Scott, can you tell us more about the predicted boom in embedded finance?

Embedded finance has swept the financial world, and its expansion is expected to continue well into 2022. This is indicative of the growth in its usage which shows that it’s financial solutions are useful.

By 2022, embedded finance should be more customer centric. 

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3 Tips For Organically Growing Your Instagram Following Sat, 25 Dec 2021 17:39:45 +0000 In earlier years, growing your social followings was something that could be easily accomplished by buying followers or using the algorithms to beat the system. But with all of the updates and changes that have been made to social platforms like Instagram, it is now much harder for brands and businesses to get more followers Things have to be done organically.

To help you see how this can be done, here are three tips for organically growing your Instagram following.

Set Up Your Account Correctly

First of all, you’ll want to make sure that you set up your Instagram account correctly in order to begin growing your following organically.

If you don’t already have an actual business account, you should upgrade your account to this type of profile. This will give you a lot more information about your account and how to run it as a successful business. Along with this, you’ll also want to make sure that your account is optimized. This includes adding a bio, captioning your images, and having your exact username and image. With all of these things in place, people visiting your profile or seeing your content will realize that you’re a legitimate business account and will be more likely to want to follow you.

Share Content That Makes People Take Notice

No one is going to want to follow any social media channel that doesn’t interest them. Knowing this, you should be seeking out content to share that makes people take notice of you as a brand or business.

If you’re struggling with coming up with content of your own that fills this brief, consider how you can add a little more flavor to some of the content you’ve already created or are planning to create. If you haven’t ventured out into creating video content much, like reels or other short videos, this might be something you want to try.

You could also try adding more images, personality, or opinion to your content. When looking to create content on your own you should keep in mind hiring an expert in video edition, visit to find one of the best in the field.

Work With Influencers Who Know What They’re Doing

For those who have spent any time on Instagram, be it for professional or personal use, you know how big of a deal influencers can be. However, not every person that says they are an influencer actually knows what they are doing.

If you’re going to be partnering with an influencer, make sure they know how the actual logistics of growing an audience works and are going to help you organically grow your own following, too. They can also help you learn how to be more authentic and create an online product that people want and love.

If you’re wanting to grow your Instagram following, consider using the tips mentioned above to help you learn how to do this organically.